Terms and Conditions
The following Terms and Conditions (“Terms”) govern your access to and use of Solidaire Banque's website and its associated network of websites (collectively referred to as the “Sites” or individually as a “Site”). By accessing, browsing, or using any part of the Sites or any services or materials provided therein, you agree to be legally bound by these Terms. Solidaire Banque reserves the right to amend, update, or modify these Terms at its sole discretion. Your continued use of the Sites following the implementation of such changes constitutes your acceptance of the revised Terms.
If you do not accept these Terms, you are required to immediately discontinue access and refrain from using the Sites or any materials derived therefrom. It is your responsibility to regularly review these Terms to ensure awareness of any changes.
By accessing the Sites, you affirm that you have read, understood, and consented to these Terms. You are solely responsible for securing the means necessary to access the Sites, which may include payment of fees to third-party service providers, such as internet or telecommunications providers. Solidaire Banque shall not be held liable for your inability to access or use the Sites, whether partially or fully.
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General Terms
For the purposes of these Terms:
- “User” refers to the individual accessing or using the Sites.
- “Solidaire Banque” refers to Solidaire Banque SA and its subsidiaries, individually or collectively, as the context permits.
- “We,” “Us,” or “Our” refers to Solidaire Banque.
- “You” or “Your” refers to the User.
These Terms govern the use of the Sites and supplement any specific terms and conditions governing the products, services, or transactions offered by Solidaire Banque through the Sites.
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Use of Materials
All content available on the Sites, including but not limited to text, trademarks, graphics, logos, software, images, videos, and other intellectual property (“Materials”), is owned or licensed by Solidaire Banque and is protected by applicable copyright and intellectual property laws.
You are granted a limited, revocable, non-exclusive license to access and download a single copy of the Materials for personal, non-commercial use, provided that no modification, reproduction, distribution, public display, or commercial exploitation of the Materials is permitted without Solidaire Banque’s prior written consent.
Any violation of this license automatically terminates your rights to use the Materials, and you are required to immediately destroy all copies of such Materials in your possession.
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Collection and Use of Personal Information
By using the Sites, you agree that Solidaire Banque may collect, use, and store your personal information for purposes such as:
- Monitoring your access for business purposes (e.g., marketing, research, customer service).
- Enhancing the functionality and content of the Sites.
- Complying with legal or regulatory requirements.
Your personal information will only be disclosed in accordance with these Terms, including to:
- Affiliates or third-party service providers assisting Solidaire Banque.
- Governmental or regulatory authorities if required by law or to prevent fraud or misuse of the Sites.
Solidaire Banque will take reasonable steps to protect your personal information, but you acknowledge that internet communications are not entirely secure. You are responsible for safeguarding sensitive personal information, such as passwords or account details, shared through the Sites.
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Intellectual Property Rights
All Materials on the Sites are the proprietary property of Solidaire Banque or its licensors and are protected under applicable intellectual property laws. No transfer of ownership or license is implied or granted through your access to the Sites. You are prohibited from reproducing, distributing, or modifying the Materials without Solidaire Banque’s prior written consent. Any unauthorized use of the Materials may result in civil or criminal liability.
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Disclaimers and Warranties
The Sites and their Materials are provided on an "as is" and "as available" basis. Solidaire Banque makes no representations or warranties of any kind, express or implied, regarding the accuracy, reliability, completeness, or suitability of the information, products, or services provided on the Sites.
To the maximum extent permitted by law, Solidaire Banque disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Solidaire Banque does not warrant that the Sites will operate without interruption, error, or security risks, or that defects will be corrected.
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Disclaimers and Warranties
Under no circumstances shall Solidaire Banque, its officers, employees, agents, or affiliates be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use or inability to use the Sites. This limitation of liability applies to damages resulting from errors, interruptions, system failures, data loss, unauthorized access, or any other loss, even if Solidaire Banque has been advised of the possibility of such damages.
Your sole remedy for dissatisfaction with the Sites is to discontinue your use of the Sites.
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Third-Party Links
Under no circumstances shall Solidaire Banque, its officers, employees, agents, or affiliates be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use or inability to use the Sites. This limitation of liability applies to damages resulting from errors, interruptions, system failures, data loss, unauthorized access, or any other loss, even if Solidaire Banque has been advised of the possibility of such damages.
Your sole remedy for dissatisfaction with the Sites is to discontinue your use of the Sites.
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Indemnification
You agree to indemnify, defend, and hold harmless Solidaire Banque, its affiliates, directors, officers, and employees from any claims, damages, or liabilities arising from your use of the Sites, violation of these Terms, or infringement of any third-party rights.
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Force Majeure
Solidaire Banque shall not be held liable for any failure or delay in performance resulting from circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, war, strikes, technological failures, or government actions.
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Termination
Solidaire Banque reserves the right to suspend or terminate your access to the Sites at any time without prior notice if you breach these Terms or for any other reason deemed necessary by Solidaire Banque.
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Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Democratic Republic of Congo. By using the Sites, you irrevocably consent to the exclusive jurisdiction of the courts of the Democratic Republic of Congo for any disputes arising from or related to your use of the Sites.
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Entire Agreement
These Terms represent the entire agreement between you and Solidaire Banque concerning your use of the Sites. If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.